After going through many years’twists and turns， Chinese insurance industry began to resume completely in 1980，and assumed precious situation of development at top speed， which made numerous insurance people all over the world be pleasantly At the beginning of new century， we entirely believe that insurance industry will have a good starting point in China，which is accompanied by the reform of market economy structure and society safeguard system and the finishing of historical affair that China entered WTO But problem always follows development Chinese insurance trade forms particular profession system under the influence of certain historical reason and planned Facing such a huge insurance market in China， Chinese insurance industry reflects native superiority， in the meantime expose defect and abuse in front of violent foreign capital insurance The thesis takes the surroundings Chinese insurance industry faces in 21 century for background， summarizes many aspect reasons of self and outside circumstances， research new period’s development strategies and raise relevant
