How to Save Money 如何节省钱I ‘m here to talk about 我今天来这里谈的主题是金钱．We all need 我们都需要钱．We all want to be 我们都想富有．We all want to make a 我们都想发财．Money doesn’t grow on 钱不会长在树上．Money doesn’t come 钱来之不易．Let me tell you how to save 让我来告诉你如何省钱． First， you must be 首先，你必须节俭．you should be careful with your 谨慎使用你的钱．You should be a conservative 花钱要保守．Live within your 生活要量入为出．Live within your 生活不要超过预算．Never spend more than you 不要花的钱比你赚的钱还多Look before you 三思而后行．Manage money 精明地理财．Don’t let money burn a hole in your 不要留不住钱财．Second， don’t be a 第二，不要做负债者．Pay off your 付清帐单．Pay off what you 付清你欠的钱．Out of debt， out of 脱离债务，就脱离危险．Debt is like a bottomless 债务就像无底洞．Once in it， you fall deeper and 一旦负债，就越陷越深．Be debt 完全不要负债．Never borrow from 不要跟别人借钱．Keep away form 远离债务．Third， don’t be a 第三，不要做债主．Never lend money to 绝不借钱给别人．Lend your money and lose your 把钱借给朋友，就会失去朋友．Lend only in case of 只有在紧急时才借钱给别人．Lend only if the need is 只有理由正当才借If your friend asks for one hundred， lend him 如果朋友要借一百，给他二十就好．No borrowing，不要跟别人借钱．No 不要借钱给别人．Penny and penny laid up will be 积少成多．Fourth， buy things with cash，第四，用现金购物．Avoid using credit 避免使用信用卡．Avoid those interest 避免支付利息．Never spend your money before you have 钱没拿到手就别先花掉．Never buy things you cannot 别买你买不起的东西．Try to do without credit 尝试不用信用卡 Try to 尝试;Try Buy only what you 只买你需要买的东西．Don’t buy what you 别买你想要的东西．Know the difference to save 分辨这其中的差别，才能存钱．The above is my 以上是我的建议．From saving comes 节俭为致富之本．Neither a borrower nor a lender 不要做负债者，也不要做债主．Follow these rules 遵循这些原则．The sky is the 一切都是可能的．Your millions are waiting for 百万身价正在等着你Thanks for listening，感谢你们听我演讲．Have a great 祝你们愉快！Now start saving for financial 现在，就为财务上成功开始存钱吧
