Small and micro enterprises as an important component of the national economy ， the impact in solving the problem of employment ， improving people's livelihood ， improve the socialist market economic system ， and promote economic prosperity and development and maintaining social stability in the region and other aspects of However， most of the small and micro enterprises are facing difficulties in financing Although support national policy on small and micro enterprises ， small and micro enterprises financing difficulties but this situation is still no substantive change Small and micro enterprises， especially early start mainly rely on internal financing， low proportion of external financing ， external financing Support of the state to attract more people to join the small and micro enterprises With micro-enterprises gradually expand ， the demand for funds may be more and Light has preferential policies ， reduction of part of the cost ， for a newly established small and micro enterprises is far from enough to solve the financing difficulties of small and micro enterprises this problem ， you need to depart from the terms of the business itself ， the national policy ， to reduce the total internal financing the proportion of Enhance their ability to work together to enhance the attractiveness of financing ， diversify financing channels for small and micro enterprises ， small and micro enterprises to achieve healthy and sustainable Also hope that through this research to other small and micro enterprises can play a reference
