自己翻译的 With further development of global economic recession, China,who has substantial foreign exchange reserves,is facing the pressure on the appreciation of the R Since the reform of RMB exchange rate system in July 21, 2005, RMB against the US dollar continued to appreciate in the By Februrary 17,2009, RMB had had an 8% rise in the Several indexes indicated that the RMB appreciation is in the trend and is The impact on businesses of China's commercial banks can not be ignored, such as deposit and loan business, international settlement business, foreign exchange business, credit Usually under the country's stable maintainment of RMB exchange rates, it makes commercial banks lack of foreign exchange management awareness and skills, various riskes gradually With fully awareness and affirmation on the trend of RMB appreciation, this paper analyzes exchange rate risk's impact on commercial banks, indicating the existing inadequacy of commercial banks, and then discusses the corresponding measures taken by commercial