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The social security fund is the national social security system, in order to ensure social justice, and promote the social stability and promote economic development has irreplaceable China's social security fund management legal construction startting evening, at present still exist, the lack of perfect backward legislation supervision mechanism and its ability of fund of To establish and perfect the system of social security of our country, we must through the legal agreement, establish clear scientific and reasonable social security fund supervision and management system, ensure the social security funds allocated, such links, perfect regulation system construction work, improve the benefit of investment funds, China's social security fund operation situation of empty Therefore, this article points in four parts to the above questions are discussed in this The first chapter of this study summarized introduction to the background and significance, and puts forward the research purpose is fund supervision system in China, analyzes the status quo of social security fund supervision, problems existing in proposes countermeasures to solve these In addition, it introduces the social security fund supervision and the research status, detailed introduces America, Britain, Germany's social security fund supervision system, to explore how to solve the fund for below oversight in The second chapter of social security funds, expounds the concept of social security fund supervision and regulation of the basic In the third chapter fund regulatory body including national rights authority supervision and administrative regulation, special supervision organization supervision and internal control, judicial supervision, social Organs of state power supervisory and administrative supervision and internal supervision, special supervision, judicial supervision and social supervision for China's social security fund supervision Analysis of the social security fund supervision and regulation related legislation lag exists over-reliance on administrative supervision, administration and supervision mechanism than a loss, the fund supervision mechanism imperfect, the social security fund value of The fourth chapter in the previous questions, improving the social security fund supervision from the legal system, optimize administrative supervision, improve social supervision system, perfecting the social security fund investment operation regulation mechanism, establish fund of market mechanism, improve the oversight of fund of appreciation value ability is 就是这样子抄吧

社会保障基金管理论文摘要

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地质皓

完善社会保障体系的双赢选择本篇文章来源于 “论文地带” 转载请以链接形式注明出处 网址: -15/html 1999年,全国基本养老基金收入1960亿元,发放1800亿元,盈余160亿元,滚存结余仅700亿元。名义积累与实际积累不符将使未来支付高峰到来时福利承诺的兑现风险增加,因此改革现有的社会保障体系是迫在眉睫的问题,而其中如何开辟新的筹资渠道,实现社会保障基金的保值增值是完善社保体系中最亟待解决的问题。 从总体上看,全国的养老金有少部分盈余,但这部分盈余大多积累在人口结构相对年轻,经济相对发达的地区,而在那些老工业基地,经济相对落后的地区,却存在着巨大的社会保障基金缺口。但如果将一个地区的社保基金结余调配到其它地区,又与“基金积累”的制度目标相冲突。 对社会保障基金存在地区结构性的巨大缺口的问题,中央有关领导提出要减持部分国有股,变现部分国有资产来补充社保基金的思路。但是,由于国有股一直处于不能流通的状态,且所占的绝对数量巨大,操作中必须考虑诸多难点。 养老基金和保险资金入市实现保值增值 一方面是国有股流通缺乏相配套的资金流入,另一方面以养老基金和保险基金等形式存在的“保命钱”又因投资渠道受到限制而难以实现保值增值。 据世行预测,到2030年,我国的养老基金总额将达到1.8万亿元人民币,成为世界第三大养老基金拥有国,如何让养老基金进人证券市场实现保值增值是将来社会保障体系和证券市场改革的一大课题。 新近出台的管理办法允许保险公司通过基金间接地参与股票投资,投资股票的资金总额上限为保险公司资产总额的10%。但由于目前我国的基金均为封闭式基金,存在着不能随时申购和赎回基金份额的流动性限制、交易价格与基金单位资产净值分割的双重风险和对基金经理人的激励约束机制不强等缺陷,保险公司投资的基金的资金总额实际不及许可限额的五分之一。尽管现在我国保险业尚未进入偿付高峰期,但投资渠道受阻已经显现出保险公司未来偿付能力不足的隐患。 两种“保命钱”亟待增值的需要要求为两金打通一条进入证券市场的通道。而这两种基金的共同特点是对投资的安全性要求极高。相对而言,开放式基金存在着更能够满足这一要求的一些优势,可见,让社保基金和保险基金入市也可以通过设立开放式基金为中介。设立多个“保险基金”,发行基金股份或受益凭证。募集社会上的养老保险资金(包括各省市县地方政府社会保障机构管理的基本养老基金和各企业工会组织管理的企业补充养老基金,甚至个人的储蓄养老资金)和保险资金,委托专业基金管理机构进行组合投资。设立多个基金并委托多个基金管理公司经营的目的是在市场中引入竞争机制,允许投资者在不同的基金和基金管理公司之间自由地转移,
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madloom03

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liping2928

National Social Security Fund is the material basis of the social security system, while ensuring social equity, promote social stability and promoting economic development, and so plays an irreplaceable China's social security fund management of the legal system started late, at present, there are still legislative lag, lack of proper monitoring mechanism and the Fund's ability to preserve and increase the problem of poor Establish and improve China's social security system, it must pass a clear legal agreement, to establish a scientific and reasonable social security fund supervision and management system to ensure that the social security fund collection, a legal basis for the allocation of other sectors, improve the regulatory system, and raise funds investment returns and changes in China's social security fund to run an empty account the status To this end, this paper is divided into four parts of the above issues are Chapter Introduction This study outlines the background and significance of the study presented in this paper was aimed at China's social security fund monitoring system status, analyzing the social security fund supervision problems in order to provide countermeasures to address these In addition, the paper introduces the supervision of the social security fund research situation, detailing the United States, Britain, Germany, the regulatory system of social security funds, hoping to explore below how to solve the problem in the fund provide the basis for The second chapter on the social security fund, the Social Security Fund and the Fund's regulatory supervision of the concept of the basic The third chapter describes the main body of China's social security fund supervision, including supervision of the State authorities, administrative supervision, specialized oversight body for the supervision, internal controls, judicial supervision, social Organs of state power supervision, administrative supervision, internal oversight, specialized supervision, judicial supervision and supervision by society to form the regulatory system in China's social security Analysis of social security funds regulatory lag exists in the relevant legislation, regulatory over-reliance on administrative supervision, administered by too many doors, lack of social supervision mechanism, the Fund's investments regulatory mechanism is imperfect, weak social security fund preservation The fourth chapter in the previous chapter the issues raised, respectively, from a sound legal system, the social security fund supervision and optimize administrative supervision, improving the social monitoring system, improve the social security fund investment operations monitoring mechanism, establishment of a fund regulated market mechanism, enhance the value of preserving and increasing the capacity of the Fund of the
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