Insurance is a collection of social science and technology and mutual economic loss compensation and personal payment system, is a modern clubsWill the stabilizer and shock From the historical development of insurance, insurance, property insurance prior to the Marine insurance in land insurance,The development of modern system of insurance of Marine insurance, began after the fire insurance system is Auto insurance is a kind of property insurance, in the field of property insurance, car insurance appear relatively short history, but with modern civilization development speed and popularity of the automobile, the danger from the 19th century, in the 20th century 70's rapid To the late 1970's, the foreign auto insurance has the property of 50% Domestic automobile insurance though startting evening, but in 1988 automobile insurance premium income (6%) the share of property insurance surpassed enterprises 265,000 99% (after) is the first major property insurance, insurance, and keep high [key] : insurance fraud, Policy, Gaming, Incomplete information, supervision