In the economic environment of fierce market competition，commercial banks are actively developing the housing loan business， working on financial innovations， although still in its initial development stage， but it is no doubt an trend from which commercial banks can attain more profit By providing a various repayment of housing loans and other means to grab market share， the banks try to establish a strong status in market However， the legal management about the housing loans business of the commercial banks in China is still a formality， the credit risk， market risk， operational risk gradualy become visible in the context of the growing foam of the real estate The US subprime crisis is a warning to the risk management of the housing loans business we should learn from history， pay attention to potential risks in high-quality assets， improve risk management capabilities to enhance our core competitiveness of commercial 逐句核对，楼主再看
Wealth Management is a type of financial planning that provides high net worth individuals and families with private banking， estate planning， legal resources， and investment management， with the goal of sustaining and growing long-term Whereas financial planning can be helpful for individuals who have accumulated wealth or are just starting to accumulate wealth， you must already have accumulated a significant amount of wealth for the wealth management process to be Examples of wealth managers include independent advisors like FFR [2] or large corporate entities like Citibank's Citigold and other extensions of retail banking services designed to focus on high-net worth retail Such customers would be called internally in a bank 'mass affluent' or 'upper retail' clients because of their net worth， the number of potential products they own from the bank， their assets under management and other methods of The banks create separate branches， services and other 'benefits' to retain or attract these customers who are typically more profitable than other retail banking However， wealth management clients are not Private Banking clients because they simply do not have the Net Worth or Assets under management to justify the level of banking services that Private Banks %202004%20-%20Wealth%20Management%20-%20BusinessWpdf
Wealth Management is a type of financial planning that provides high net worth individuals and families with private banking， estate planning， legal resources， and investment management， with the goal of sustaining and growing long-term Whereas financial planning can be helpful for individuals who have accumulated wealth or are just starting to accumulate wealth， you must already have accumulated a significant amount of wealth for the wealth management process to be Examples of wealth managers include independent advisors like FFR [2] or large corporate entities like Citibank's Citigold and other extensions of retail banking services designed to focus on high-net worth retail Such customers would be called internally in a bank 'mass affluent' or 'upper retail' clients because of their net worth， the number of potential products they own from the bank， their assets under management and other methods of The banks create separate branches， services and other 'benefits' to retain or attract these customers who are typically more profitable than other retail banking However， wealth management clients are not Private Banking clients because they simply do not have the Net Worth or Assets under management to justify the level of banking services that Private Banks
