Since the technology advancement and social development, all kinds of financial product and service have been deeply bonded with people's life, among which the symbol is credit In contrast with developped countries, Chinese credit system is weak and lacks control management so as to neglect the function of agency to credit card that it serious infulences the profit of credit card This thesis illustrates briefly about the concept of credit card, analyses the risky elements in business It also introduces the basic theory, principles, methods, tools and measures of project risk management system, disucsses how to establish the risk management system of credit card project, explains the details operation methods in actual By that, we can define the operation methods and key points of ccredit card project to improve the healthy development of credit card 关键词:信用卡;项目风险管理;风险管理体系